Delivering a complete service for all of your mortgage needs
Empowering you with knowledge.
Inspiring financial confidence.
We can arrange these types of mortgages:
First time & next time buyers
Mortgages for parents & children
Buy to let mortgage & remortgage
Home movers & porting applications
Specialist SPV & Ltd company mortgages
Capital raising for all purposes
Referrals for Later life lending & equity release
Adverse credit history
Our Services
Wise is your trusted companion throughout the entire mortgage application process, offering comprehensive assistance along the way. Here are just some of the services we offer:
- Agreements in principle
- Fee-free consultations
- Remortgage / rate switch
- Buy-to-let / holiday lets
- Debt consolidation
- Personal, property and business protection
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Most Buy to Let mortgages are not regulated by the Financial Conduct Authority
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME / PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Some Buy to Let and Commercial Mortgages are not regulated by the Financial Conduct Authority.
You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone.
Who are Wise?
For many parents, helping their children buy a home is one of the biggest financial decisions they'll ever make.
You want to help, but you're not always sure what the best way is.
Should you gift money? Lend it? Act as a guarantor? Take out a joint mortgage? Or is there another option you haven't even considered?
That's where we come in.
We'll explain the choices in plain English, answer your questions honestly, and help you find the approach that feels right for your family.
And if your plans look completely different, that's absolutely fine too.
Whether you're buying your first home, moving house, planning for retirement or looking for broader financial advice, we're here to help you make confident decisions, one step at a time.
Let's start with a conversation.
Why choose Wise?
Tailored advice
We tailor our advice to your level of experience, and to your specific circumstances, so that you're always getting the right level of detail when making a decision.
Same day appointments
We’re mostly telephone-based, allowing us to act quickly when you contact us. This means you aren’t waiting around for answers, and can make faster decisions, no matter where you are located.
Out of hours service
Many of our clients are professional people with busy lifestyles. We’ve made sure our services are more accessible and our working hours are suited to everyone, so that using Wise is less disruptive to your day.
Direct dial to adviser and manager
We understand that your time is valuable. That’s why we ensure you get through to the right people when you need them, without long hold times or call centre transfers.
Hub of finance experts and knowledge
We’ve established a network of knowledgeable experts in the finance industry, meaning that if we can’t provide the service you are looking for, we know someone who can.
